Your Title IV Federal Financial Aid will automatically pay your current institutional charges i.e. tuition (courses specifically applying toward completing your degree/program plan), fees, books, and supplies. Your Title IV Federal Financial Aid will not automatically pay for “non institutional” charges such as courses not applicable to your degree/program, health insurance, library fines or parking permits without your prior authorization. If you choose not to provide authorization to pay non-institutional charges with your federal financial aid, you will be withdrawn from the courses that are not applicable to your program.

Through your myLoneStar account, click the Student tile, select Tasks, and complete the Student Financial Authorization. We recommend that you provide authorization prior to start of the semester. This is a one-time authorization and will extend for the duration of your enrollment. You can change your decision at any time by visiting the Business Office at your campus.

Note: Unless LSC has an authorization on file, course(s) not applicable to your degree/program plan are subject to being dropped from a student’s schedule if alternate payment arrangements are not made prior to payment due date for that term/course. Please visit our Payment website for additional payment options, or contact your campus Business Office.

Fall Semester

Note: Unless LSC has an authorization on file OR you pay for the class(es), the class(es) not applicable to your degree/program plan will be removed from the student’s class schedule.

*All payments for ineligible courses must be made by the term’s payment due date*

Yes! You must reapply for financial aid each year by completing the Renewal Application for Federal Student Aid (if you receive one from the federal processor) or by completing the next year's Free Application for Federal Student Aid (Studentaid.gov).

Yes. Although applications can be submitted at any time during the academic year, FAFSA's received after our priority filing date of April 1st will be considered for grants with limited funding only after all on-time filers have been awarded and then only if funds are available.

We will request copies of all required documents through your LoneStar e-mail, after your FAFSA is initially reviewed. Do not submit any documents to our office unless we have specifically requested you do so.

No. You can apply for financial aid any time after January 1st for the following academic year. To receive communications from the financial aid office and actually receive funds you must be admitted and enrolled at one of the campuses.

The FAFSA uses a direct data exchange (FA-DDX) to import tax data from the IRS.

When filling out the FAFSA, applicants are required to approve the use of FA-DDX in order to be considered eligible for federal aid. Students (and spouses) must provide this consent even if they did not file a federal tax return. This greatly reduces the amount of manual data entry for applicants.

Yes. Many families mistakenly think they don't qualify for aid and prevent themselves from receiving financial aid by failing to apply. In addition, there are some sources of aid that are available regardless of need.

The FAFSA form is free. You may visit your preferred campus financial aid office for assistance in starting the application process.

No. Every application is individually reviewed so that factors such as assets, family size, and number in college are considered, in addition to the family income.

Financial aid is generally not available for undocumented students. The majority of all student aid, including federal student aid, requires the recipient to be a US citizen or permanent resident (green card holder) or an eligible non-citizen.

Unfortunately, unless you are a permanent resident or a political refugee granted status by the INS, you are not eligible. International students who have a F1 or F2 student visa are not eligible for federal aid.

When you fill out the FAFSA, you will be asked a series of questions to help determine your dependency status.

Maybe! To determine dependency status, first see if you meet any of the automatic criteria on the FAFSA. If not, but feel that you should be considered as an independent student, visit with a financial aid advisor.

Watch this short video for more information about dependency.

Dependency for financial aid purposes is defined to include all students who are undergraduates and who are under the age of 24, not married, not supporting dependents of their own, not veterans, not orphans or wards of the court, not an emancipated minor or in legal guardianship, not homeless and not in foster care since turning 13 years old.

Even if your parents choose not to help you with school, their income and assets are used to determine how much they could pay, and financial aid eligibility is based upon this information. Exceptions to this policy do exist. Consult with a financial aid advisor at your college campus for help in documenting your situation.

If your situation changes after filing the FAFSA because of unusual circumstances, contact the Office of Financial Aid. You may submit a letter of appeal, request for Special Circumstances Consideration or an Income Reduction Request with appropriate supporting documentation. For additional information click here or contact a Financial Aid Advisor at any LSC Financial Aid location or by phone at (281)290-2700 to discuss special circumstances.

Each recipient of federal student aid has a calculated financial need and the combination of all sources of aid cannot exceed this need figure. It may be necessary to reduce your financial aid, especially loans, if an outside scholarship arrives after our aid offer.

No, you can only receive financial aid at one school/college at time. Failure to disclosure that financial aid for the current award year has been disbursed to you by another college may result in an over award.

If your tuition is adjusted because you drop a course, it may be necessary to reduce your financial aid. If you totally withdraw from the college during the first 60 percent of the term, your financial aid eligibility must be recalculated.

Dropping courses and withdrawing are academic actions which might have serious financial implications and may affect your future aid eligibility because of failure to maintain satisfactory academic progress. It is your responsibility to understand the effects these actions will have on your financial aid award.

If you fail to meet the Satisfactory Academic Progress requirements you may be denied additional financial aid assistance.

If you are denied additional financial aid assistance you may regain your financial aid eligibility by submitting a written appeal with documentation explaining why you failed to meet the Satisfactory Academic Progress requirements.

Eligibility for financial aid is determined at the beginning of each semester. If you are found to be ineligible for any reason at the start of the semester after official day of record, the changes to your declared program of study will not go into effect until the start of the following semester.

SAP (Satisfactory Academic Progress) is calculated at the end of each semester after grades submitted. If your grade change occurs before the official day of record, you may be eligible to request your SAP be recalculated for eligibility in the upcoming term. (Please note this is done on a case by case basis and should be requested by visiting your campus financial aid office.)

Disbursement is the process of transferring the anticipated aid for each semester to a student’s account. This process occurs in the Financial Aid Office. The Business Office uses those funds to pay outstanding tuition, fees, and book advance charges.

A refund is the credit balance that is generated after all allowable institutional charges are deducted from your disbursement. The Business Office releases those funds to students in the form of a refund check or electronic fund transfer (EFT) transaction.

If you have a balance remaining after your college charges have been paid, a paper check or direct deposit (for information, please go to myLoneStar) for the balance will be mailed to your address as it appears in myLoneStar after the official date of record for each semester.

If the financial aid assistance you are offered is not enough to pay for your entire college charges (tuition, fees, books, etc.), you are responsible for making other arrangements to cover these charges (cash payment or installment plan).

Unlike grants and scholarships, loans are loans, not gifts, and must be repaid.

A fee charged for each federal student loan you receive that is a percentage of the total loan amount you are borrowing (gross amount). The loan fee is deducted proportionately from each disbursement of your loan. This reduces the actual loan amount you receive (net amount).

The specific loan fee that you are charged will be included in a disclosure statement you will receive after the first disbursement of your federal student loan. You will be required to repay the gross amount.

• Direct Subsidized Loans and Direct Unsubsidized Loans are 1.057% On or after 10/1/20 and before 10/1/25
• Direct PLUS Loans are 4.228% On or after 10/1/20 and before 10/1/25

Yes. If your cumulative GPA falls below a 2.0 any time during the loan period you may no longer be eligible to receive student loans. All aspects of the Standards of Academic Progress policy will be measured before each loan distribution.

If you do not meet the minimum standards set, you will lose your second disbursement as well as any remaining grants.

The FAFSA is used to determine eligibility for federal, state and institutional aid which includes grants, student loans and work-study eligibility.

You must be enrolled in at least six (6) credit hours. If at any time you drop below the six hour minimum any portion of your loan that has not been released to you will be cancelled and your lender will be notified.

No. The earliest your loan can be released is after the 30th day of class for each semester. For one semester only loans the second disbursement will be released after the midpoint of the semester has passed.

No. As long as loan funds are in an Active (A) status on your account, you will not have to pay up front.

A repayment incentive is a benefit that is offered to encourage you to repay your loans on time. Under a repayment incentive program, the interest rate charged on your loans may be reduced. Some repayment incentive programs require that you make a certain number of payments on time to keep the benefits of the repayment incentive.

The Direct Loan Program currently offers two repayment incentive programs:

• Interest Rate Reduction for Automatic Withdrawal Payments
• Up-front Interest Rebate on Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans. (Except for loans first disbursed from July 1, 2012 through June 30, 2014, you may receive an up-front interest rebate on a Direct Subsidized Loan, Direct Unsubsidized Loan or Direct PLUS Loan.)

For More Information view the Exit Counseling Guide

Direct Subsidized loans will not be eligible for an interest subsidy during the six month grace period. Subsidized loans are loans for which the borrower is not responsible for the interest while the student is enrolled in college on at least a half-time basis, when the loan is in the six month grace period after the student is no longer enrolled at least half-time, or if the loan or loans are in a deferment stats.

This provision eliminates the interest subsidy provided during the six-month grace period for subsidized loans for which the first disbursement is made on or after July 1, 2012 and before July 1, 2014. If a student receives a subsidized loan during this timeframe, the student will be responsible for the interest that accrues while the loan is in the grace period.

The Direct Loan Program offers loan repayment plans designed to meet the needs of most borrowers. Direct Loans are funded by the U.S. Department of Education through your school and are managed by a loan servicer, under the supervision of the Department. The Direct Loan Program allows you to choose your repayment plan and to switch your plan if your needs change.

To find out more about repayment options before receiving a Direct Loan, borrowers may contact their school's financial aid office or the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243). If you currently have a Direct Loan and would like the exact payment amount on your loan, you can find it out by contacting your loan servicer.

• Standard Repayment
• Extended Repayment
• Graduated Repayment
• Income Contingent Repayment (ICR)
• Income-based Repayment (IBR)
• Pay As You Earn Repayment (PAYE)
• Saving on a Valuable Education Repayment Plan (SAVE)

Click here for more information on repayment plans.