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Medical Professional Liability

The purpose of the liability insurance is to protect students from claims arising out of real or alleged malpractice when the injury claimed is the result of professional error, accident, or omission while participating in activities that are a part of and a requirement of the students’ curriculum.

Description of Student Professional Liability Insurance:

Limit of Liability:          $1,000,000 each medical incident
                                        $5,000,000 aggregate

Coverage:                     Coverage is for claims arising out of real or alleged malpractice, regardless of the number of claims or persons involved, when the injury being claimed is the result of professional error, accident, or omission.  During a normal curriculum period, the students are insured 24 hours a day, while participating in activities which are a part of and a requirement of the students' curriculum. Under this program, students are not covered for related employment. Please note: coverage described therein is subject to all the terms, exclusions, and conditions contained in the Lone Star College System Professional Medical Liability insurance policy. The school and faculty members are also covered as additional insured’s while supervising and/or instructing the students insured under the provisions of the policy. We recommend that faculty members check with their financial advisors regarding their need for individual professional liability insurance.

Report a Claim:           Please complete the Risk Management Incident Report, and return the completed form by email to RiskManagement@LoneStar.edu, or mail the completed form to the Lone Star College System, Office of Risk Management, 5000 Research Forest Drive, The Woodlands, Texas 77381.

Student Professional Liability Insurance Fees:

PERIOD

RATE

Fall Enrollment (12 Months September 1– August 31)

12.00

Spring Enrollment (8 Months January 1– August 31)

  8.00

Note: Fees are charged during the registration process for classes associated with Professional Liability Insurance Fees.

Certificate of Insurance Requests:

If a host site for clinical, practicum, internship or co-operative coursework requests a Certificate of Insurance (COI), from the Lone Star College System, please complete a Certificate of Insurance (COI) Request Form and email the request to RiskManagement@LoneStar.edu.  Please allow seven (7) business days to process the COI request.