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Loans

What Are Loans?

Direct federal loans are a form of financial aid available to assist undergraduate students attending college at least half-time. Students may use the funds to pay for tuition, books, and living expenses. Loans must be repaid at a low fixed-rate.

 

Interest Rates

Loan Type Borrower Type Fixed Interest Rate
Direct Subsidized Loans Undergraduate Students 5.05%
Direct Unsubsidized Loans Undergraduate Students 5.05%
Direct Unsubsidized Loans Graduate/Professional Students 6.6%
Direct PLUS Loans Parents of Dependent Undergraduate Students and Graduate/Professional Students 7.6%

 

Related

 

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